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Savings and loan associations offer federal student loan plans, banking, market, college, marketing, mortgage, banking, refinance, bank, information, professional, owners, home equity, personal loan interest rates, Internet account access procedures, education state loans, how to finance a new house or get insurance on a car services. Whatever you need, make sure the company you choose is experienced and certified in that particular field. Once you have narrowed it down to only a small list, call around and compare prices and see which one fits your budget best. Sometimes the smaller companies charge less than the bigger ones and they may both do as good a job as each other. Feel free to ask the business about any additional locations they offer or if they're a national or merely local association. You should additionally inquire about savings and loan associations that appear to be mere web entities. If this is something that bothers you as a consumer, then it's time to seek loan assistance elsewhere. Remember that customer service is always an issue. Any company or service that provides less than stellar customer service skills should be reconsidered. After all there are other savings and loan associations out there that can be of assistance to you. When all is said and done, you must remind yourself of what you're truly seeking to find in a loan association. Ask yourself if the savings and loan association meets your needs and specifications. Finally, keep in mind the official business hours of any business you're considering. This will make contacting and working with them much easier. So whether you're looking for assistance with student finance, Internet banking or home and insurance rates, make sure you choose the savings and loan assoication that works for you.
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LENDINGTREE.COM
serving Santa Barbara
800-956-7684
Looking for Savings and Loan Associations Santa Barbara? Find the right Savings and Loan Associations for all of your savings and loan needs in the Santa Barbara area.
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WORLD SAVINGS & LOAN ASSN
3891 State St, Santa Barbara, CA Zip Code93105
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(805) 682-5484
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WACHOVIA OFFICES
3851 State St, Santa Barbara, CA Zip Code93105
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(805) 563-7880
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AMERIQUEST
300 E Esplanade Dr, Oxnard, CA Zip Code93036
35.0MI from Santa Barbara
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(805) 485-2858
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DOWNEY SAVINGS
2320 S Broadway, Santa Maria, CA Zip Code93454
49.7MI from Santa Barbara
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(805) 348-1933
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HOME FEDERAL BANK
790 Price St, Pismo Beach, CA Zip Code93449
73.1MI from Santa Barbara
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(805) 773-4804
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A savings and loan association is a financial institution which specializes in accepting deposits of money for savings, and making mortgage loans. They are often mutually held, in which case they are referred to as mutual savings banks. This means that the depositors and borrowers are members with voting rights and have the ability to direct the financial and managerial goals of the organization. The traditional definition of a savings and loan association precludes it from being stock-based or publicly traded, as this would mean that it is not an association, and depositors and borrowers do not have any managerial control. However, the term is still widely used to describe these organizations.
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